Тема: Federal Reserve System of the USA

 

Цель урока:

учебная – совершенствование лексических навыков по теме «English Banks»; формирование лексических навыков по текущей теме;

            познавательная – понятие о Федеральной резервной системе США.  

 

Тип урока: комбинированный

 

 

1. Вопросы по теме «English Banks »

1. Of how many parts does the British banking consist? How can you characterize the British banking?
2. By what bank is the system headed? When was this bank established? By what was it established?
3. What is the head of the Bank of England? Who appoints the Governor? On what recommendation does the Queen appoint the Governor?
4. What other executives of the Bank of England do you know? Who appoints them?
5. How many members does the Court of Directors consist of?
6. What are the functions of the Bank of England? Does it issue banknotes, mint coins, lend and borrow money, manage the national debt, control the nation’s gold reserve?
7. What commercial banks do you know? What are their activities?
8. What cay you say about merchant banks and discount houses? What advisory services do they provide?
9. What can you say about foreign banks in the UK? How are they represented? In what currencies do they provide services?
10. What street is the symbol of British banking? What is this street famous for?

 

2. Напишите о банке Англии, коммерческих банках, торговых банках, иностранных банках (4 варианта).

 

*Работа выполняется на оценку.

 

3. Видеосюжет по банкам

*GIC – Guaranteed Investment Certificate – issued by banks, offers a guaranteed rate of return over a fixed time interval. Due to its low risk, the return is less than on stocks, or bonds. It is similar to a time or term deposit in other countries.

 

money supply – денежные ресурсы

 

Вопросы к видеосюжету:

1. What is money supply? (cash that is circulating; not stocks, bonds, mutual funds,  )

2. What are the three types of money supply?

3. What is M1? (cash in the wallet)

4. What is a demand deposit? (= bank account)

5. What are M2, M3? (savings deposits, or ПШС = term deposit)

6. What is MZM? (money with zero maturity, instant money – you can get it any moment you like; not included treasury securities, bonds, stocks, GIC; if you need to wait to get your money is not MZM)

 

 

4. Презентация слов по теме «Federal Reserve System of the USA»

1. to set up (= to establish)	Создать	The Federal Reserve System is the banking system of the USA. It was set up in 1913 by the Government.
2. on account of the vast area	Вследствие огромной территории	On account of the vast area, the country was divided into 12 Federal Reserve Districts (FRD), each with its Federal Reserve Bank (FRB).
3. to exercise general supervision	Осуществлять общее наблюдение	The Federal Reserve Banks are coordinated by the Federal Reserve Board of Governors in Washington. The Board exercises general supervision.
4. to hold reserves	Контролировать резервы	The Federal Reserve Banks hold the reserves of the member banks (commercial banks).
5. to supply with currency	Обеспечивать валютой	The FR Banks supply the member banks with currency.
6. to determine discount rates	Определять учетные ставки	The Board determines the reserve requirements of the commercial banks, determines discount rates.
7. in collaboration with	В сотрудничестве с кем-либо	The Federal Reserve System, in collaboration with the Government of the USA, determines monetary policy.
8. Incorporated state banks	Акционерные государственные банки	They have a charter from the state to act as an individual.
9. Mutual savings banks	Взаимно-сберегательный банк	These are banks owned by their depositors.
10. Industrial banks	Индустриальные банки	They make loans for the purchase of industrial products.

 

Scheme

*выражения в скобках заполняются учащимися самостоятельно*

 

Board of Governors   (exercises general supervision of Federal Reserve Banks, determines the reserve requirements of commercial banks, determines discount rates, determines monetary policy in collaboration with the Federal Government)

Federal Reserve Banks   (supply commercial banks with currency, act as lenders by rediscounting bills)

Commercial Banks – members of the Federal Reserve System

Incorporated state banks, mutual savings banks, industrial banks – not members of the FRS

 

 

5. Прочитать текст: Federal Reserve System of the USA.

 

 

The Federal Reserve System is the central banking system of the United States of America, set up by the Federal Government in 1913. On  account of the vast area of the country, and the greater difficulties of travelling at that time, the country was divided into twelve Federal Reserve districts (FRD), each with its own Federal Reserve Bank (FRB).

 

There are also twenty five branches of the Federal Reserve Banks to serve particular areas within each district. The activities of the Federal Reserve Banks are coordinated through the Federal Reserve Board of Governors in Washington. The board exercises general supervision over the Federal Reserve Banks.

 

The Federal Reserve Banks hold the reserves of the member banks, i.e. the commercial banks which are members of the Federal Reserve System. The FR Banks supply the member banks with currency if necessary and act to them as lenders by rediscounting bills. The board determines the reserve requirements of the commercial banks. The Board too really determines discount rates. The Board discount rate corresponds in nature to the English Bank rate, though the Federal Reserve Banks do not always have the same discount rate.

 

The Federal Reserve System, in collaboration with the Government of the USA, determines monetary policy and, aided by the Federal Reserve Banks, carries it out.

 

All national banks must be members of the Federal Reserve System. Incorporated state banks including commercial banks, mutual savings banks, trust companies, and industrial banks, may also join the System.

 

Incorporated state banks are those which have a charter from the state to act as an individual.

 

Mutual savings banks are savings banks owned by their depositors. Industrial banks make loans for the purchase or manufacture of industrial products.

 

 

6. Заполнить схему (см. пункт 5) – выписать функции каждого звена резервной системы.

 

7. Рассказать по схеме о Федеральной резервной системе США.

 

8. Найти в тексте следующие предложения

 

1. Ввиду огромной территории страны и больших трудностей, связанных с путешествиями в то время, страну разделили на 12 федеральных резервных округов.	On account of the vast area of the country, and the greater difficulties of travelling at that time, the country was divided into 12 Federal Reserve Districts.
2. Также существует 25 дочерних офисов федеральных резервных банков, чтобы обслуживать определенные территории в пределах каждого района.	There are also 25 branches of the Federal Reserve Banks to serve particular areas within each district.
3. Совет осуществляет общий надзор за федеральными резервными банками.	The Board exercises general supervision over the Federal Reserve Banks.
4. Федеральные резервные банки обеспечивают банки-члены валютой в случае необходимости.	The FR Banks supply the member banks with currency if necessary.
5. Совет определяет учетные ставки.	The Board determines discount rates.
6. Акционерные государственные банки, в том числе коммерческие банки, взаимно-сберегательные банки, трастовые компании и индустриальные банки могут присоединиться к системе.	Incorporated state banks including commercial banks, mutual savings banks, trust companies, and industrial banks, may also join the System.

 

9. Грамматика

 

10. Домашнее задание

 

1. Выучить слова
2. Уметь рассказывать о Федеральной резервной системе США